The Plot: One of the OC housewives, Vicky Gunvalson, is an insurance broker who has accumulated both wealth and financial savvy through her own company. Her lifestyle and beautiful home is out there for all to see each episode. Enter new boyfriend Brooks, who reportedly has been jailed for not paying child support. Vicky's daughter Briana thinks he may be an opportunist. The Reality: Many financially successful women are remaining single much later than past generations, or are single again after divorce. How can they protect themselves from guys who may be in it for the money? "People of means or celebrity status are especially vulnerable because of their visibility and assumed deep pockets, " says Sean Dowling, a Certified Financial Planner® and President of the Dowling Group Wealth Management in Stamford, Connecticut. But even those of us who have not attained celebrity status can take a tip from them and protect ourselves better. Dowling says: "Don't lend more than you are willing to lose. If the person never pays you back it was an inexpensive (hopefully) lesson to know they are not creditworthy. Do not sign anything for anyone where your credit is involved, because it never ends well. If the person you are in a relationship with is denied credit from a financial institution, there is a reason--so you shouldn't step in." Sound familiar? You might need our Ace Your Taxes Bootcamp.
“富人或是名人更易受骗，倍受关注且财力雄厚，”肖恩.道林说，他是注册理财规划师且为康乃狄克州斯坦福德市的道林财富管理公司的总裁。从其经历中，我们这些无产阶级也可以学到很多知识，免于上当被骗。道林还说：“不想损失钱，就别借钱给别人。如果别人不还钱，最起码你还了解到他不值得信任。进而避免更大损失。不要签署任何涉及信誉的文件，从来都没有好结局。和你有关系的那个人如果被财务机构拒签，这是一个很好的分手理由。”
Keeping Up With The Kardashians
“母亲经理人”克丽丝.金娜成为代言人并进行了大量商业交易，甚至把名字和个人爱好都转换成商业帝国的一砖一瓦。就是家庭主妇也能估算出这个女人主导家庭的资产至少有6500万美元(4.16亿人民币)。
The Plot: Love 'em or hate 'em, this family has learned to turn personal experience into big bucks and branding. Mom turned bladder control issues into a paid spokesperson gig and the sisters own several successful stores in three locations. There's Silly Bandz, a Sears line, diet pills and a deal with Vegas's Mirage to put the girls' photos on room keys and carry their products in the hotel's mini bars. "Momager" Kris Jenner is landing endorsements and deals galore, turning their name and personal interests into a business empire. The average woman can learn something from this female-dominated family worth an estimated $65 million. The Reality: "Go with opportunities as they present themselves, " says Elle Kaplan, CEO and founding partner of Lexion Capital Management, the only 100% women-owned private bank on Wall Street. "Turn obstacles into money making ideas." This family is famous for embracing the old saying, "When life gives you lemons, make lemonade." Get fired? Start a business. Got jilted? Get even with your financial success. Develop a health problem? Figure out how to help others. "They've successfully employed that in everything from monetizing a sex tape, to monetizing marriage and then a quick divorce, " says Kaplan. Sound familiar? You might like our Build Your Career Bootcamp.
现实情况：“抓住机遇，随时赚钱，”艾丽.卡普兰说，她是Lexion资产管理公司的总裁及初始合伙人，华尔街内，100%的女性私有银行都是具有“善于在逆境中发现机遇并从中取利”的特质。这个家庭的至理名言，“如果不巧生活不顺，让你只有一个酸柠檬，那么就把它做成柠檬水。”被炒鱿鱼？开始创业吧。被人遗弃？多多赚钱来报复他人吧。身体不好？看看如何帮助他人吧。她们成功地将色情录影带，结婚和快速离婚都转换成赚钱的手段，”卡普兰说。
The Bachelorette
“单身男子和单身女子的一个共识就是不以拥有巨额存款和私家飞机作为约会前提，”单身汉布莱恩说，他是“站在单身汉的角度看问题，如何约会，交往及保持关系更省钱”一书的作者。
The Plot: In this reality show, one lucky Bachelorette weeds through 25 guys looking for "the one." There are lots of big budget dates, including jetting off on a private plane, traveling the world, driving racecars and taking helicopter tours. The Reality: While dating can be expensive and today's women do contribute to some of that cost, here's how to date on a budget: "Despite what the Bachelor and Bachelorette franchise would have one believe, you don't have to have a Trump-sized bank account or private helicopter to go on a date, " says Blane Bachelor, author of "On Being a Bachelor: Thoughts on Dating, Mating and Relating." Check out national and state parks. They're perfect for picnics, kayaking and hiking, and usually have only a minimal entry fee (or are free to enter). "I'm a huge fan of going for drinks instead of dinner. It's cheaper and less formal, and if you hit it off, you can always meet over a meal next time." "While I think any guy worth his salt should pick up the tab on at least the first date, and ideally the first two or three-I'm old-fashioned that way-gals should be offering to split the tab, get the tip or spring for a round of drinks. And yes, you should plan on paying the whole bill from time to time, " says Bachelor. Sound familiar? You might want to keep an eye our for these eight financial red flags in a relationship.
“最绅士的做法是男士付账，至少第一次约会要男士付账，但传统的观点也认为第二次和第三次约会，女方应要求平摊费用，支付小费或是自己付酒钱。但男士还是要有支付全款的准备，方能万无一失，”单身汉说。
The Real Housewives Of New Jersey
4、 《 新泽西娇妻 》
The Plot: In this Jersey franchise, two branches of an Italian family tree lived a life of excess on air, including shopping sprees, trips and the construction of an in-home recording studio. It appeared as though they were rolling in the money ... but star Teresa's family filed for bankruptcy last season, and now her brother Joe's family is reportedly in severe financial straits. The Reality: "Individuals in the spotlight tend to want to keep up these appearances because they are embarrassed about their financial problems, " says Jennifer Streaks, financial columnist, author and pundit. It's not so different for regular folks, either. "I would advise anyone having financial problems to have an honest conversation with friends and family. Typically, if you are trying to brush it under the rug, you are also not being honest with yourself and this will only lead to your financial problems getting worse, " says Streaks. Once you come clean, people will know you're cutting back: not eating out, shopping or taking vacations, and they're more likely to support your goals. Sound familiar? You might need Get Out of Debt Bootcamp.
现实生活：“镁光灯下的名人都羞于启齿，不肯将财务窘境公之于众，”Jennifer Streaks说，她是财经专栏写手，作者和时事评论家。对于我们平常人又何尝不是呢。
Jersey Shore
5、《泽西海岸》
The Plot: Snooki, The Situation and the rest of the shore gang might want to bank some cash, especially in light of Snooki's upcoming childbirth. Just like Olympic athletes in the prime of their career, these reality stars are probably enjoying their maximum earning potential right now, with a short window of riches that could drop off substantially since there's no telling when the show could be canned. Saving and investing as much as possible to fund the rest of their lives is key. The Reality: Though most women aren't living a lucrative life in front of the cameras, they may find themselves with a large bonus, a financially successful book deal or a one-off business opportunity where they earn some big bucks during a short period of time. If you have debt, we recommend using a windfall of this type to pay it off first, prioritizing "bad debt." (For more on the difference between good and bad debt, read this.) Then create your emergency fund, which should include at least six months of take-home pay--and up to nine if you have an irregular income. After that, you'll want to set up savings and investment accounts. "Assemble a team of professionals, including a fee-only financial planner (who should act as the QB), attorney, accountant, insurance agent and real estate agent, " says Rachel Sanborn, a Certified Financial Planner® at Financial Focus, Inc., in Wolfeboro, New Hampshire. "And don't rely solely on referrals from friends. Make sure you check out disclosure statements and regulatory history so you don't get defrauded." Sound familiar? You might need our checklist: I Want to Set Up a Savings Account.
剧情梗概: 史努基怀孕待产，她和朋友们计划到银行存些钱。演艺生涯和奥林匹克运动员一样短暂，昙花一现，也许日进斗金，但繁华如过眼云烟，转瞬即逝，没准哪天就一代新人换旧人。故此，存钱和投资都是好的选择，未雨绸缪方能衣食无忧。
Bethenny Ever After
现实生活：女明星人前风光，一纸协议书带来巨额收入，一锤子买卖实现一夜暴富，以此脱贫的人不在少数。
The Plot: Bethenny Frankel launched a line of shapewear, expanded her alcohol offerings and just landed a talk show. Each episode follows her in a host of business meetings, making major personal and business financial decisions. Her backstory? She comes from little to no means and just two years before hitting it big had trouble paying the rent. The Reality: What should you do if you've had some financial success? "Shhhh. Keep your newfound financial success to yourself and your very close friends. It's wonderful to make a lot of money after struggling, but many of the people around you may still be trying hard to make ends meet. You'll also avoid the inevitable outstretched hands this way, too, " says Erica Sandberg, author of "Expecting Money: The Essential Financial Plan for New and Growing Families." "And keep an eye on your cash flow, " Sandberg adds. "It's amazing how many rich people get into debt because their income--even a large one--fluctuates." Sound familiar? You might want to look into creating a living will and health care proxy.
剧情梗概: 贝辛妮.弗兰凯运营了一个美体内衣生产线，酒庄生意日益做大，甚至还进军脱口秀行业。每一集都是一系列商务会议，宣布重要人事变动及重大金融决定。背景? 从名不见经传到如此成功，她仅用了两年时间，成功之前，她窘迫到无力支付房租。
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